Buying a property is a major financial decision. Before paying or signing an agreement, buyers should verify the property's legal status to avoid ownership disputes, fraud and future complications.

  1. Verify Property Title

Confirm that the seller legally owns the property and has the right to sell it. Check relevant title and previous ownership documents.

  1. Check the Sale Deed

Review the sale deed carefully. Property details, seller information, price and transaction terms should be accurate.

  1. Verify RERA Registration

For projects covered under RERA, check the registration number and project details on the relevant state or UT RERA portal.

  1. Check Encumbrances

Verify whether the property has registered loans, mortgages, claims or other liabilities. Review applicable encumbrance records.

  1. Check Building Approvals

Ensure the construction has required approvals and a sanctioned building plan from the relevant authority.

  1. Verify OC and CC

For completed properties, check the applicable Occupancy Certificate (OC) and/or Completion Certificate (CC).

  1. Check Property Tax

Verify that applicable property taxes and municipal dues are paid. Ask for the latest available receipts.

  1. Verify the Seller

Match the seller's identity with ownership documents. Carefully verify any Power of Attorney used in the transaction.

  1. Review the Agreement

Check the total price, payment schedule, possession date, cancellation terms, penalties and other important conditions.

  1. Complete Registration

Ensure the final transaction is properly stamped and registered according to applicable laws.

GenVilla Tip: Never choose a property based only on price and location. Verify important documents and consider professional legal review before making a major payment.